INSURANCE BROKER PARTNER PROGRAMME

A Partner Who Protects Your Name

When you send a client to Cornerstone after a loss, your name is on the line. We protect that trust — and keep you updated — on every claim we handle.

Become a Partner

Independent Scope Review

We check the full scope of your client's loss to make sure nothing is missed. If there's a gap, we find it and put it in writing before the work starts.

Appraisal-Ready Documentation

Every report we build is ready for a formal claim review. If the file ever goes to dispute, your client already has the paperwork they need — done right the first time.

We Manage the Whole File

One team handles everything — the scope, the estimate, the rebuild, and the updates. You don't chase anyone, and neither does your client.

Your Client Stays Yours

A bad claim can cost you a client. We make sure the experience is smooth and professional, so the trust your client has in you stays right where it belongs.

Licensed & Insured Ontario Corporation
Serving Durham Region Since 2017
5-Year Warranty on Every Job

INSURANCE BROKER PARTNER PROGRAMME

Ready to Refer With Confidence?

Send your client to a contractor you can stand behind. We document the full loss, restore the home to code, and keep you updated the whole way. No cost to you. No risk to your name.

ROOTED IN DURHAM

A Local Partner, Not a National Chain

When the big restoration chains roll out after the work is done, we're still here. When you refer Cornerstone, you're sending your client to someone who's part of the same community you serve.

Born and Raised in Durham
I was born and raised in Bowmanville and have lived in Durham Region my whole life. This isn't a territory I service. It's home.
  • A lifetime Durham Region resident.
  • Based in Oshawa, serving Durham and the GTA.
  • We know the homes and the local code.
35+ Years Building Here
I've been building in Durham for over 35 years. My family's roots here run even deeper.
  • Over 35 years building in Durham.
  • My father ran Brock's BP, then Brock's Service Centre / Petro-Canada, in Bowmanville for over 35 years.
  • Two generations rooted in this community.
Family Owned and Run
Cornerstone is a family owned and run business. When you send us a client, you're trusting a local family — not a national chain.
  • A family business, not a franchise.
  • Still here long after the job is done.
  • Same town, same name, same people.

BROKER PARTNER FAQ

Common Questions

Common questions from the insurance brokers we work with across Durham Region and the GTA, about our restoration and referral process.

WHAT OUR CLIENTS SAY

Real Results From Real Clients

"I am so impressed with the quality of work and professionalism of this company. Right from the beginning Mike was very responsive — coming to my home to really understand what needed to be done within my budget. I highly recommend Cornerstone for any project."

Joanne Cowles

Verified Client

"Dreams do come true. Mike and his team transformed our kitchen into a stunning space. Their expertise and professionalism are reflected in every detail of the work."

Tracey Lord

Verified Client

VERIFIED GOOGLE REVIEWS

We Listen, We Build, We Deliver

T
Tracey LordVerified Google Review12 months ago

"Dreams do come true. Mike and his team successfully transformed the kitchen into a stunning space. Their expertise and professionalism are reflected in the quality of their work."

M
Mary HawthorneVerified Google Review1 month ago

"We couldn't be happier with our kitchen renovation. Cornerstone Construction handled everything professionally from start to finish. The quality of the cabinetry and tile work is top-notch. Highly recommend for any home project."

R
Ryan PassmoreVerified Google Review11 months ago

"Mike completed a large renovation for us in Durham Region. The project was well done — the attention to detail really makes it stand out. Mike spends all of his time working on your project which makes it extremely easy to meet and review as it evolves."

WHAT THIS PROTECTS

Every Referral Protects Three Things

When you send a client to Cornerstone, you're not just passing along a name. You're protecting your client, your reputation, and the file.

Your Client Is Cared For

Your client gets a calm, professional team that handles the loss from start to finish. The hardest part of their year is made easier — because you sent them to us.

Your Name Is Protected

A bad claim can cost you a client. We make sure the work is done right, so the trust your client puts in you only grows. You look good because we do good work.

The File Is Documented

We document the full loss clearly and to code. If the claim is ever questioned, your client already has the paperwork they need — and you're never left explaining a gap.

In short —We don't pay you to refer. We protect the client you sent us, so the relationship you built stays yours. That's the whole deal.

READY TO PARTNER

Ready to Refer With Confidence?

Send your next client to a team you can stand behind. No cost to you. No risk to your name. Just careful work your client will thank you for.

Claim Support Services

Flat-rate services you can recommend to your clients

Scope Review Letter

A quick written review of your client's loss, usually one to two pages. We check the scope and flag anything that looks missed. A fast, low-cost first step for smaller claims. Flat fee: $750.

Full Scope Review Report

A complete written report on your client's loss — the same careful, detailed review we build for major claims. If your client hires Cornerstone for the restoration, the fee is credited back. Flat fee: $1,500, refundable.

Appraisal Documentation Package

Our most complete package: the full report plus a priced estimate, matched line by line to the carrier's scope. Built for a formal claim review (Statutory Condition 11). Credited back if your client hires us for the rebuild. Flat fee: $2,500, refundable.

Adjuster Consultation Call

A no-cost call where we walk through your client's loss together before anything else begins. Free to every broker partner — the simplest way to start.

FROM THE FOUNDER

"When a broker sends me a client, they're handing me their reputation. I protect it like it's my own — and I make sure their client is taken care of from the first call to the final walkthrough."

— Mike Brock, Founder, Cornerstone Construction

WHY BROKERS CHOOSE CORNERSTONE

What You Get When You Partner With Us

We partner with brokers across Durham Region and the GTA to give their clients a calm, accountable restoration — and to protect the trust their clients place in them.

Price Lock Guarantee

Your client's budget is locked from day one. No surprise invoices. No mid-project changes without written approval.

$300 Per Day Late Penalty

If we miss the agreed completion date, we pay your client $300 for every day we are late. Contractual accountability no other contractor offers.

Full Documentation Pack

At the end of every job we hand your client a complete file — photos, scope, warranties, and code records. If the claim is ever questioned, the proof is already in their hands.

Fast Response After a Loss

When a loss happens, speed matters. We respond quickly to assess the damage, so your client isn't left waiting and the file gets moving right away.